Loan on Aadhaar Card?
Yes, now if you have a base Aadhaar Number of 12 digits enrolled successfully under your name, then you can get loan on the Aadhaar Number. Let us know how this loan is applied to Aadhaar Card.
Previously after several talks, it was not right to believe the loan terms on the Aadhar card that whether a company will only give you a loan on the basis of the Aadhaar card. But now, if you do not fully agree, the loan on the Aadhar Card, then this article just for you!
But let’s keep in mind some of the conditions that are applicable while applying loan on the basis of Aadhar Card. If you want to take a loan on Aadhaar card, TechyMob will tell you the whole process.
How Aadhaar Card loan can be obtained?
The loan applicable by the Aadhar Card Number is not strictly the only requirement for the loan enrollment but there are some companies which tell you that some companies leverage your Aadhar card as a basis, but giving loan for your information does not depend solely on the Aadhar card, the loan provider company investigates it completely with every aspect.
What investigations are done except the Aadhaar Card?
Some basic verifications are done except the Aadhaar Card as to what your annual income is, what are the sources of your income, do you have a loan already running. And if the loan is already registered on to your name other than the base number loan, then what are the current status and the situation of the loan, how you paid the loan’s EMI, the loan provider company statement of your bank etc.
How to know if your Aadhaar Card is Activated or Not? Check Here!
Is it necessary for the verifications to be ALL-CLEAR?
There are some things other than the Aadhar card which the loan providing company sees at the time of verification. If you successfully present all these things and the company looks at all these things and all goes well. Also, if you accept all the terms and conditions of the company then loan gets easily withdraw to your bank account on the base card number basis.
What is Aadhaar Card Home Loan?
If you are admiring to build your own house and you fell short of money, then you can apply home loan on Aadhar card, the loan provider company will give you a loan to build a home based entirely on your Aadhar card.
Get to know that How to apply for Aadhar Card loan and what terms and conditions are there to apply – https://aadharhousing.com/
Terms and Conditions for taking Aadhaar home loan-
Firstly, if you wish to take a loan over the Aadhar Card, then it is not possible without having one. That is, you must have the Aadhaar card.
– If you want to take loan over the Aadhar card, you should be at least 18 years old according to the age mentioned on your Aadhaar Card.
– The person taking the loan on Aadhar Card should be a permanent citizen of India, which means that this loan cannot be given outside the Indian borders.
– Applicant should have an address proof, information other than the Aadhar Card, and another ID proof, mobile number, email id, etc.
– To take loan on Aadhaar card, you must also have a PAN card and a bank account.
– The person taking the loan should have a source of income so that he can repay the loan.
– Two photo copies of the bank passbook
-Bank statement for at least 3 months
– Passport size photo
-If you have an Income Tax return you can also copy the photo of Income Tax Return.
How to Apply for Aadhaar Card House Loan?
Apply online for Aadhaar Card by visiting the official website of Aadhar Card Home Finance. You will get a registration and application form, fill that thoroughly and you are good to go.
If you apply for Aadhar Card loan in any company on the basis of your Aadhar card, and the company asks for some money from you, then it’s a spam. You do not have to give them money, if you still pay for loan, then you will be responsible for this by your own wish.