Who is eligible for Pradhan Mantri Awas Yojana?
The following individuals and families are eligible for this scheme:
Economically Weaker Section (EWS) – Rs. Families with annual income up to 3 lakhs.
Low Income Group (LIG) – Rs. 3 lakh to Rs. Families with annual income up to 6 lakhs.
Middle Income Group I (MIG I) – Rs. 6 lakh to Rs. Families with annual income up to 12 lakhs.
Middle Income Group II (MIG II) – Rs. 6 lakh to Rs. Families with annual income up to 12 lakhs.
Women who belong to EWS and LIG categories.
Scheduled Castes (SC), Scheduled Tribes (ST), and Other Backward Classes (OBC).
In addition to the above, the beneficiaries can avail this scheme by fulfilling some of the following eligibility criteria –
He should not have his own house to fulfill the eligibility of Pradhan Mantri Awas Yojana.
The person should not have taken advantage of any other housing scheme of the state or central government.
How to apply for this PMAY scheme?
Beneficiaries can apply for the PMAY scheme through the following means:
To apply online, a person can visit the official website of the scheme. They must have a valid Aadhaar card to apply.
The beneficiary can apply for the scheme offline by filling the form available through the Common Service Center (CSC). The price of these forms is Rs. 25 + GST.
How to check your name in the beneficiary list of PMAY 2019?
The eligible people of this scheme can check their name in the Pradhan Mantri Awas Yojana list by following these steps:
Step 1: Check the official website.
Step 2: Click on “Find Beneficiary”.
Step 3: Enter the Aadhaar number.
Step 4: Click on “Show”.
Is the Pradhan Mantri Yojana available to existing home loan borrowers?
Existing home loan borrowers are also eligible for this scheme if they meet the relevant eligibility criteria.
Pradhan Mantri Yojana has played an important role in providing affordable housing scheme. The role of this scheme is not only limited to making housing affordable and affordable despite financial stability, but it has also created substantial employment opportunities in the real estate sector. In this scheme, with the involvement of RERA, about 6.07 crore employment opportunities were created across the country.